Quote:
Originally Posted by lauralynne
double check your homeowners - ours will NOT cover vehicles with motors even stored in our garage, even the off road bikes. I have to have moto insurance to cover any of our vehicles - bikes/cars/quads, if it has a motor...it's not covered.
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Yup. Homeowners insurance won't cover any vehicle that has wheels - there is usually a stipulation about vehicles that are being worked on and without wheels. Their idea is that if something happens it can be removed from the garage "easily". So, if it's on blocks with the wheels off - you're covered. Othewise, SOL.
Our track bikes are covered as assets to the business under my track policies.
Any of our street bikes have always only had the state required liability coverage.