Check because you might be able to buy the bike back. In FL it's a 20/80 rule. If the damage is more than 80% of the insured value then it's totaled, and you can buy it back for 20% of the insured value.
EDIT: Marko, they might include cost of labor, plus OEM parts are fucking expensive as hell. I'll bet the OEM exhaust and rim alone would cost $2500.
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