How deep in debt are you!?

[fasternyou929]

Originally Posted by Rider

Keeping a $10 balance on a card with 7% APR will cost you a whole $.70/year... I'll take that risk to keep my credit score as high as it can be.

Awesome, Rain Man. Did you know if you carry a balance, finance charges apply to purchases immediately? Your minimum payment on a $10 balance would be... the whole $10! So anything you charge that month and pay off (less your silly useless $10) would accumulate finance charges.

Then there's the whole minimum finance charge each month, but go ahead and neglect that too. Seems to be your MO to push an agenda that has no positive sides to it.

Basic, basic financials. Stop offering advice.