anybody refi there house, recently?

[shmike]

Originally Posted by RACER X

Just hd dinner w friends and they were in the middle of refi, both had credit scores in the high 700s and 1 of them working and could only get 4.5 for 20 yrs, so what would it take to get a 3.5? 800s?

It is more than just credit score these days (as it should be).

They will also take into account other variables: Income history (sales job? steady income? etc), loan to value ratio, debt to income ratio, available credit to income ratio, etc.