![]() |
![]() |
![]() |
![]() |
![]() |
![]() |
![]() |
![]() |
![]() |
![]() |
#11 |
Ornery, scandalous & evil
Join Date: Feb 2008
Location: Jacksonville, FL
Moto: 2004 Scarlet R1
Posts: 5,962
|
![]() |
![]() |
![]() |
![]() |
#12 | |
Follower
Join Date: Nov 2008
Posts: 5,549
|
![]() Quote:
The guy said he had paid off 9 cars and 2 houses. If his 2nd house was paid off 12 years ago then he has done a good job of living within his means. If he no longer has a mortgage, it wouldn't be hard to save a few grand a year and pay cash for your next vehicle. Maybe he, GASP, has been driving the same old car for 13 years. I agree w/ HS, I've never seen a 0 score and personally find it odd to not use CC's but just because someone isn't saddled with debt doesn't mean they are "fishy", just prudent. ![]() |
|
![]() |
![]() |
![]() |
#13 |
Elitist
Join Date: Nov 2008
Location: SF Bay Area
Moto: Gix 750
Posts: 11,351
|
![]()
Because they're denying themselves the ability to shop without carrying a lot of cash or standing around writing checks. More importantly, they're denying themselves the ability to get bonus points, which can be cashed out or exchanged for gifts or airline miles.
![]() |
![]() |
![]() |
![]() |
#14 | |
Forum Coach
![]() Join Date: Feb 2008
Location: GA
Moto: 2006 GSXR 600
Posts: 7,419
|
![]() Quote:
![]() I mean seriously?? Most people who use CC's use them because they dont have ready monies available, NOT because they want the bonuses or miles. And havent you heard of that new nifty invention, the check card? With a CC logo so it can be used everywhere? Avoiding the need for cash or checkbooks? You can even get bonuses and miles depending on your bank. |
|
![]() |
![]() |
![]() |
#15 | |
Moto GP Star
Join Date: Feb 2008
Posts: 12,156
|
![]() Quote:
|
|
![]() |
![]() |
![]() |
#16 | |
Moto GP Star
Join Date: Feb 2008
Posts: 12,156
|
![]() Quote:
|
|
![]() |
![]() |
![]() |
#17 | |
Forum Coach
![]() Join Date: Feb 2008
Location: GA
Moto: 2006 GSXR 600
Posts: 7,419
|
![]() Quote:
Altho the hubby did give me a cc for emergencies...does shopping count? ![]() |
|
![]() |
![]() |
![]() |
#18 | |
Kneedragger
Join Date: Nov 2008
Location: Manhattan Beach, CA
Moto: 2004 Aprilia Tuono
Posts: 148
|
![]() Quote:
Why use a check card when you treat a credit card the same way with the extra benefit of improving your credit score? |
|
![]() |
![]() |
![]() |
#19 | |
Elitist
Join Date: Nov 2008
Location: SF Bay Area
Moto: Gix 750
Posts: 11,351
|
![]() Quote:
And I prefer credit cards over debit cards because..........I'm old school. ![]() And I doubt most debit cards give you 1% cash back (and 3% on your biggest merchandise category that month), like my credit card does. ![]() ![]() Last edited by Homeslice; 05-20-2009 at 01:32 PM.. |
|
![]() |
![]() |
![]() |
#20 |
Spiker bike
Join Date: Feb 2009
Location: KCK
Moto: KZ750
Posts: 1,629
|
![]()
I probably have a 0 credit rating due to hospital bills and a bankruptcy.
Do I miss my cc's? No. I live on what cash is available. I've owned a home, not interested anymore in that. My car? 20 years old. My bike? 30 years old. All paid for. God forbid I live within my means and pay cash for everything. Last edited by Fleck750; 05-20-2009 at 01:38 PM.. |
![]() |
![]() |
![]() |
Bookmarks |
Thread Tools | |
Display Modes | |
|
|