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#21 | |
Moto GP Star
Join Date: Feb 2008
Posts: 12,156
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#22 | |
moderator chick
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Location: Hill Country TX
Moto: Pasta Rockets
Posts: 8,917
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Here's to healing quickly and completely....
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We have enough youth. How about a fountain of "smart"? Come Play at the Track!! http://www.elitetrackdays.com |
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#23 |
Pompous Prick
Join Date: Mar 2008
Location: MA
Moto: 06 R6 (race), 04 CRF Tard (race)
Posts: 3,040
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Exactly... we are on the same page zoomie.
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LRRS/CCS #123 Boston Moto Dunlop Woodcraft 35 Motorsports Sidi Pit Bull K&N Filters |
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#24 |
AMA Supersport
Join Date: Nov 2008
Location: Florida
Moto: Not a damn thing
Posts: 2,612
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Unless specifically stated in an insurance policy, there's no coverage for gear. Even if it's a "full coverage" policy (which is a joke in itself), it won't be covered unless listed. Some insurance companies offer coverage of your gear under an insurance rider (add on, not actual rider who rides a bike), but they'll charge extra, of course. Also, the rider will either be for gear which you specifically list with stated values, or a more generic "we'll give you up to $xxx" with the amount they'll cover varying on the amount of coverage you elect to carry.
It sucks, but if it's not specifically listed in your policy, you can fight tooth and nail with the insurance companies and still come out with nothing.
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Half man, half horse, half motorcycle. All awesome. "Your game is shit, your company is shit. Activision ruined you! Activision ruined you." - Francis |
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#25 |
TWFix Legend
Join Date: Feb 2008
Location: Denver CO
Moto: 01 BMW F650GS Dakar
Posts: 15,677
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yeah I tried like hell to get mine covered... but it's only covered if there's a statute requiring it. I even tried to use military Regs showing I'm required by military law to wear it... no joy.
the weird thing is I wonder if I went down in a state with no helmet law would my helmet be covered? at least I got $ for that. sorry to hear about that though Rider... doesn't make any sense to me... you'll pay my fuck'n medical bills if I go to the hospital for not wearing gear... but not the gear that's saving you money by keeping me out of the hospital... |
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#26 | |
Moto GP Star
Join Date: Feb 2008
Posts: 12,156
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#27 | |
TWFix Legend
Join Date: Feb 2008
Location: Denver CO
Moto: 01 BMW F650GS Dakar
Posts: 15,677
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and wouldn't that go by your policy not by state? or just all the policies with residents of MI fall under that... either way... ![]() |
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#28 |
Moto GP Star
Join Date: Feb 2008
Posts: 12,156
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In Michigan a motorcycle is not considered a motorized vehicle. No medical insurance coverage is required for motorcycles. It is an option in case you crash on your own but it's not required like it is for cars.
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#29 | |
TWFix Legend
Join Date: Feb 2008
Location: Denver CO
Moto: 01 BMW F650GS Dakar
Posts: 15,677
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still... ![]() |
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#30 |
SFL Expatriate #1
Join Date: Nov 2008
Location: ATL Burbs
Moto: '09 Triumph Speed Triple
Posts: 4,712
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Doesn't anyone ever read their policy when they buy it/renew it and understand what's covered and what's not? Not knocking anyone; I'm just surprised to hear this?
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