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#31 | |
Ride Like an Asshole
Join Date: Feb 2008
Moto: nothing...
Posts: 11,254
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Come to think of it, if I would spend $25k/yr on the credit card, I'd earn $250 in gift cards on that credit card... That would officially satisfy my goal of making money once it's all said and done... |
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#32 |
Clit Commander
Join Date: Feb 2008
Location: Las Vegas
Moto: 2012 Ducati 1199 Panigale S
Posts: 4,189
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And what kind of rewards do you get from using your debit card so much?
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#33 |
Ride Like an Asshole
Join Date: Feb 2008
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Posts: 11,254
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#34 |
Clit Commander
Join Date: Feb 2008
Location: Las Vegas
Moto: 2012 Ducati 1199 Panigale S
Posts: 4,189
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Hmmmm. I don't think web bill pay syncs up with your debit card though, you know what I'm saying? It comes directly from your checking.
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#35 |
Ride Like an Asshole
Join Date: Feb 2008
Moto: nothing...
Posts: 11,254
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It would be set up on my CC side... I have an option to automatically bill another credit card or cards... Not sure what the limitations are though...
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#36 |
Clit Commander
Join Date: Feb 2008
Location: Las Vegas
Moto: 2012 Ducati 1199 Panigale S
Posts: 4,189
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I think you're definately onto something, but I bet there's something in place to shoot it down. Proly already been thought of and blocked.
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#37 |
South of Heaven
Join Date: Mar 2008
Location: Michigan
Moto: 2006 Yamaha R1 50th Anniversary Edition
Posts: 1,491
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While I applaud your determination to beat the system and your dedication I am skeptical you will gain any benefit out of it. Most credit cards don't gain rewards through balance transfers. Most have a limit of how long a special interest rate applies. Most charge you a finance charge for the transfer. They are just set up to make money off you. There was a finite period of time that ranged from like 1990-2004 time frame where you could get some decent rewards. My father-in-law charges like $50,000 a year on his card and is the master of the reward system. But he is now bitching they have cut that way back. I think the best way to use them is to use them like cash from your checking account but you basically use the credit card company's money for 30 days and then pay it off. Its tricky though. I find that when I use plastic I am more likely to spend more. Shit I got $20,000 on this card so what if I spend an extra $100 on groceries - fuck it. Fuck it let's go to that 5 star restaurant for a nice meal. Its like monopoly money. Basically now I just use the one card for gas and groceries and pay it off every month - just have to be disciplined and treat it like cash because really it is. I get cash back that I use when I lease a new car - usually amounts to like $500-$600. Then I have another card that has special cash backs for different times of year - summer is like theme parks, gas, hotels, then fall is like home improvement, etc. etc. they give 5% back on any of those purchases but only up to like $400-$500. So I use that card for that type of shit that I would have paid cash for otherwise. Its extremely hard to beat the system. Hell if you can do it more power to you just share your secret when you crack the case.
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#38 | |
Ride Like an Asshole
Join Date: Feb 2008
Moto: nothing...
Posts: 11,254
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#39 |
South of Heaven
Join Date: Mar 2008
Location: Michigan
Moto: 2006 Yamaha R1 50th Anniversary Edition
Posts: 1,491
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don't read it then fuckwad.. i read what i feel like and then comment like i feel like.. you don't like it then fucking block me or something.. wouldn't hurt my feelings.. i have yet to see you post something intelligent or worth reading anyways.. and in case you are thirsty here is a cup of shut the fuck up.. i am very convinced that you, being what a penniless not having a pot to piss in motherfucker who on your best year makes probably what $22,000 on the fry machine at mcdonalds, is WAY smarter than those fools at the major credit companies who make BILLIONS every fucking year - NOT!
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#40 | |
Ride Like an Asshole
Join Date: Feb 2008
Moto: nothing...
Posts: 11,254
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