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02-21-2009, 02:39 AM
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#1 |
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Vrooom
Join Date: Nov 2008
Moto: 06 ZX6R
Posts: 4,427
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Budget time!
This year I haven't exactly been following a budget but I haven't used any credit or debit cards and pay cash for everything. It's been tight being unemployed but I have still managed to squeak by.
I know this has probably been asked before but....do you do a budget? More importantly, do you stick to the budget you draw up? Is your budget more of a list of what you spend on certain things or do you follow certain widely recognized formulas (for instance, 30% on living, etc.)? Just curious. 
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02-21-2009, 03:04 AM
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#2 |
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moderator chick
  
Join Date: Feb 2008
Location: Hill Country TX
Moto: Pasta Rockets
Posts: 8,917
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I have an expected amount to spend on things... and try to stay within them. First step for that was to track what I was spending, then to take those amounts and find a reasonable amount to maintain each month.
Some of the categories were amazing.... I mean, once you see what you ACTUALLY spend on things, it's so much easier to budget.
__________________
We have enough youth. How about a fountain of "smart"? Come Play at the Track!! http://www.elitetrackdays.com |
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02-21-2009, 07:39 AM
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#3 |
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For Science. You Monster.
Join Date: Nov 2008
Location: Canada
Moto: '08 HD FLSTSB
Posts: 3,546
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I have a budget...
I get paid every wednesday. I pay all bills that are due that week, and I spend the rest, weather its 100$ or 1000$. |
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02-21-2009, 08:10 AM
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#4 | |
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Aspiring Rapper
Join Date: Nov 2008
Location: Halifax, NS
Moto: '12 CB1000R
Posts: 3,569
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Quote:
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02-21-2009, 08:24 AM
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#5 |
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Victim of Blazer Rapage
Join Date: Mar 2008
Location: Talkeetna, AK
Moto: 06 GSXR 600
Posts: 1,707
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I am sort of the same way as the others but ideally I will get better control of things this summer. I signed up for Quicken Online since I got a free use of it thanks to Turbo Tax.
I am hoping to use that so that I can see what I am spending and where I am spending it. After that I will attempt to budget. |
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02-21-2009, 11:52 AM
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#6 | |
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CMDLINE
Join Date: Feb 2008
Location: Huntsville, AL
Moto: 2008 Black/Grey Hayabusa
Posts: 1,406
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i tend to budget, we've got 3 large dogs, and there's always something coming up, so if I do n't budget I start eating into the "buffer" we have....
Once in a while we end up having a decent surplus that we then decide to spend on, or move to savings, or pay for a trip/vacation or something....
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02-22-2009, 01:11 PM
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#7 | |
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Holier Than Thou
Join Date: Nov 2008
Location: N.B, Canada
Moto: 06 ZX10R, 18 400 Ninja, 11 KLX250s
Posts: 463
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Quote:
Edit: Wait a minute...I do get paid on Wednesdays. I've been off for the last seven weeks and I'm all mixed up 
__________________
Good judgement is the product of experience...Experience is the product of bad judgement. Sometimes The Faster It Gets, The Less You Need To Know. But You Gotta Remember The Smarter It Gets, The Furthur It's Gonna Go. |
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