And i thought your insurance rates go DOWN when you turn 25?

[Smittie61984]

Originally Posted by MikeSP1

Between squids and thieves, insurance for sportbikes is fucking ridiculous. Insurance alone offsets most of the financial benefits of riding a bike. There's absolutely no reason for me to pay as much in insurance as I do the bike. In 2-3 years I can just save up and buy a brand new one with cash.

A lot of insurance people say that the highest rates for motorcycles are from Harley Davidson riders (Specifically Harley and not just cruisers). A lot of crashes from what I understand. Or basically midlife crising men who haven't ridden a bicycle in 30years much less a 700lb motorcycle wiht crap loads of torque. Those don't seem to mix well.

Now my bike may be ugly and not as fast as your newer 600s (Though I don't seem to have trouble in the twisties, even taking on the 1000s). But damn I love not having to make payments on the bike or insurance. And everytime I'm thinking about buying a newer bike. I ride it and remember for the same monthly payments I could ride to California and back each month.