Belly up to the Bar (aka The Post Whorin' Thread)

[Trip]

Originally Posted by Mr Lefty

and yet you still own a home, have a paid off bike, just bought a new truck, wife has a newer car...

you make good money. it makes it easy to not work overtime when your base pay is nice, and it's easy to say that when you're time off isn't tainted with the stress of being in debt.

I know that a lot of it is personal responsibility with your credit, and my debit is my own fault. but trust me no one values their off time more than I do, I just have to pay this debt off so that I can afford to enjoy it.

That's true, but I also keep older things til I can afford stuff outright without putting it on credit. If my pay was a lot less, I would be the same way. I wouldn't purchase things til I could afford them outright. I didn't purchase anything extravagant til after all my college debt was paid off. I lived in a cheap apartment to build a back up savings faster before I moved into a nice one. I had the same old used civic to save money I used in college til I upgraded to a base model used toyota tacoma instead of going for a really nice truck. Motorcycles have been my one vice where I spent a little more than I needed.

The house is Andrea's, lol, I am scaling us back when we sell it and move to Chattanooga. Although we did save a lot going the foreclosure route.

I could definitely spend a lot more money than I do, but I choose to live well within my means. My means aren't the same as anyone elses though.