Damn insurance... - Page 3

RACER X · 03-05-2010, 04:23 PM

Quote:

Originally Posted by Cutty72

FC on a Busa was $4000/yr. A lot is the bike.

~$800/yr FC on my busa

apoc, before you drop full coverage, might wanna ask your finance co. what they are going to charge you. they generally don't come repo bikes, they just tak on their own ins. and you're held liable for that amount. so you'd just keep paying for the bike, till bike + their ins. is paid off.

Apoc · 03-05-2010, 05:04 PM

Quote:

Originally Posted by RACER X

~$800/yr FC on my busa

apoc, before you drop full coverage, might wanna ask your finance co. what they are going to charge you. they generally don't come repo bikes, they just tak on their own ins. and you're held liable for that amount. so you'd just keep paying for the bike, till bike + their ins. is paid off.

Quite frankly, im not even sure I require full coverage, I gotta take out the papers later. I just never considered anything else since it was only 1k/year.

But no, as far as I know, they cant add anything but predertimed cost (interest) to a loan, up here at least.

Either way, im not gonna worry about it. They try to add 4k/year onto my loan, and i'll leave the bike and keys out front of the HD dealership, and tell em to fucking keep it. But ill sell it before it has to come to that anyway.

Particle Man · 03-05-2010, 05:53 PM

eff that dude. I only have liability on the SV because of $$ - I would be paying for the bike every few years. I saved up enough to replace the bike if anything happens and carry liability for anyone elses damages (costs me under 100 bucks a year)

Homeslice · 03-05-2010, 07:42 PM

Quote:

Originally Posted by Particle Man

eff that dude. I only have liability on the SV because of $$ - I would be paying for the bike every few years. I saved up enough to replace the bike if anything happens and carry liability for anyone elses damages (costs me under 100 bucks a year)

I never had full coverage on my SV either......It just wasn't a high theft risk. A chain was enough to protect it. Same with my current bike.

the chi · 03-05-2010, 07:59 PM

I pay about $330 ayear for full coverage on my 06 GSXR 600, and a buddy just added me to his policy while I babysit his bike and its saving him $150 a month. Even for a Harley that seems really extravagant at $1000 a year.

was92v · 03-05-2010, 08:05 PM

h.

Rangerscott · 03-05-2010, 08:41 PM

Waiting for the big 2 5

Apoc · 03-05-2010, 09:12 PM

Quote:

Originally Posted by Rangerscott

Waiting for the big 2 5

im much closer to 30 then 25 bro.

I found out tonight that a couple of guys I ride with have been getting similar letters. 1k I have no problem with, even 2k ill live with. No more than that though.

Rangerscott · 03-05-2010, 09:17 PM

Quote:

Originally Posted by Apoc

im much closer to 30 then 25 bro.

I found out tonight that a couple of guys I ride with have been getting similar letters. 1k I have no problem with, even 2k ill live with. No more than that though.

I'm waiting.

racedoll · 03-05-2010, 09:40 PM

Quote:

Originally Posted by Apoc

im much closer to 30 then 25 bro.

I found out tonight that a couple of guys I ride with have been getting similar letters. 1k I have no problem with, even 2k ill live with. No more than that though.

I think you are nuts for being ok with 1K-2K. But I don't know how the insurance compares up there to down here, same or not.

Definitely check around and compare apples to apples. You might also ask how they rate the bike, some places look at retail value, some look at displacement, some look if it has GSXR, Ninja, etc. All goes into consideration as well as credit, down here.

Good Luck

03-05-2010, 05:53 PM	#3
Particle Man Custom User Title Join Date: Nov 2008 Location: Central NY Moto: 2003 SV650S Posts: 14,959	eff that dude. I only have liability on the SV because of $$ - I would be paying for the bike every few years. I saved up enough to replace the bike if anything happens and carry liability for anyone elses damages (costs me under 100 bucks a year) __________________ I'm not "fat." I'm "Enlarged to show texture." Handle every stressful situation like a DOG: If you can't eat it or hump it, pi$$ on it & walk away.

03-05-2010, 08:05 PM	#6
was92v Nowhere Man Join Date: Nov 2008 Posts: 558	h. Last edited by was92v; 05-14-2010 at 09:17 PM..

03-05-2010, 08:41 PM	#7
Rangerscott Viff6N Mutated Warrior Join Date: Mar 2009 Location: Texas Moto: '01 Honda VFR 800 & '09 ER-6N Posts: 8,704	Waiting for the big 2 5